Russell Bell

Auto insurance is something nearly every driver carries, yet most people misunderstand some of its most basic principles. Misinformation, urban legends, and half-truths have swirled around the topic for years, leading to confusion and poor financial decisions. You might think your red car is costing you more, or that your friend’s insurance will cover the […]

A car crash is one of those moments that nobody ever plans for, but nearly every driver will experience at some point. It happens in a blink—metal crunching, adrenaline rushing, your mind spinning with uncertainty. You may be shaken, injured, or unsure of what to do next. Unfortunately, those critical minutes after a crash are

Every driver knows they need auto insurance, but very few understand what it actually covers. Month after month, we pay our premiums, often without reading the fine print. Then, when an accident or incident occurs, confusion sets in—what’s covered? What isn’t? And why didn’t I know this sooner? It’s a common problem, and it leads

In today’s economic climate, where every dollar counts, many drivers are feeling the squeeze of rising auto insurance premiums. Whether you’re a new driver or someone who has been on the road for decades, there’s a good chance you’ve looked at your monthly insurance bill and wondered why it continues to climb. This growing frustration